Agreement to these terms
By accessing truelinkfinance.com or submitting a loan application you agree to these terms of use. If you do not agree, do not use this site.
Who we are
True Link Finance operates this website as a licensed consumer lender. Our NMLS ID is 2187340 and our state licences are listed on the licences page. Loans are unsecured personal installment loans available in 32 states to eligible applicants.
Use of this site
You may use this site to learn about our loan products, use our calculators, and submit a loan application. You may not:
- Use automated tools to scrape, copy, or systematically download site content without our written permission
- Submit false or misleading information in an application
- Use this site in any way that violates applicable law
- Attempt to gain unauthorised access to any part of our systems
Calculators and educational content
The calculators on this site produce estimates based on stated assumptions. They are not offers of credit, and the results do not constitute financial, legal, or tax advice. Your actual rate, payment, and eligibility depend on your credit profile, income, state of residence, and the terms of any offer we make.
Educational articles and guides are general information only. We recommend consulting a qualified professional before making financial decisions.
Intellectual property
The content, layout, and code on this site are owned by or licensed to True Link Finance. You may print or download material for personal, non-commercial use. You may not republish, reproduce, or redistribute any part of this site without written permission.
Links to other sites
Where we link to external sites such as nfcc.org, consumerfinance.gov, or nmlsconsumeraccess.org, we do so for your convenience. We are not responsible for the content or privacy practices of those sites.
Limitation of liability
To the fullest extent permitted by applicable law, True Link Finance is not liable for any indirect, incidental, or consequential damages arising from your use of this site. Our total liability for any claim relating to this site does not exceed $100.
Governing law
These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules, except where federal law applies or where state law mandates otherwise for residents of specific states.
Disputes
We prefer to resolve disputes directly. Contact us at [email protected]. If we cannot resolve a dispute informally, it may be submitted to the CFPB at consumerfinance.gov/complaint or to your state regulator, listed on the licences page.
Changes to these terms
We may update these terms from time to time. Continued use of the site after an update constitutes acceptance of the revised terms.
Effective date: 1 September 2026.